Insurance Policies in Ohio

With W. T. Schrader Insurance Agency Inc. in Warren, OH you can get the peace of mind you need. We offer affordable insurance policies fit to your specific needs. Whether you need health, auto, motorcycles, RV, commercial, homeowners or renters insurance, we have it at a low cost for you. We service the areas of Champion, Warren, Howland and all of northeast Ohio. All returns are e-filed for no additional fees. We also provide notary public service and are IRA and 401K Rollover Specialist.
We Kindly provide the following low cost insurance policies for:
At one point or another, every homeowner experiences property damage of some sort. Since we cannot predict exactly when or how we will be affected; comprehensive home insurance that offers coverage according to the specific aspects and potential risk factors unique to each property owner, is crucial for insuring against unforeseen loss. W T Schrader Insurance Agency Inc. customizes insurance for Warren individuals and families that address their particular concerns.

Homeowners Insurance

Protect Your Home
Home insurance rates are determined through a variety of variables that include the age of your home and the level of risk posed by its many operating components such as electrical systems, pipes, roof, etc. Coverage options are also based upon any potential loss that could result from theft or damage, or incurred as a result of severe weather conditions. Protecting your home with the right type of insurance coverage is one of the wisest investments you can make as a homeowner. Our qualified agents are available to help you protect your most important asset.
Protect Your Financial Assets
Home liability coverage protects you financially if someone is injured on your property, or if you are held liable for damage to someone else’s property. If a liability claim is filed against you, your W T Schrader Insurance Agency Inc. insurance policy can be designed to cover repairs, medical expenses and other related costs in the event of a legal claim. Inform yourself as to the many limitations and coverage options of liability home insurance in Warren before making a commitment.
Free Home Insurance Quotes
We offer free insurance quotes from informed and experienced insurance experts who carefully source out and compare rates and provide information for all coverage options. In order to protect your most important asset, consult with a W T Schrader Insurance Agency Inc. specialist for the most comprehensive plans to insure your home in Warren. If you have any questions or concerns about the various options open to insuring your home, please feel free to contact us. We can help you streamline the process so you know what your basic package should be and additional possibilities are available.
Contact us to get started today!

Warren Car Insurance

Warren Car Insurance
As trustworthy providers of auto insurance in Warren, W T Schrader Insurance Agency Inc. offers drivers the security and protection of comprehensive coverage at competitive rates. Streamline your policy with tailored options with the expertise of our car insurance specialists. Our advisers are well versed insurance product offerings and provide personalized customer service as well as straightforward guidance that takes the guesswork out insurance protection for your vehicle.
Protect Your Assets
Insuring your automobile adequately is critical to safeguarding your finances and preserving your peace of mind in the event of a car accident. Our experienced insurance advisers help you to choose from among many options and custom build vehicle protection plans to suit your needs. W T Schrader Insurance Agency Inc. offers essential information on understanding your level of risk and managing costs.
W T Schrader Insurance Agency Inc. Auto Insurance Options
Liability insurance: Provides coverage to the policyholder for medical or property damage when liable to the other party in the event of a vehicle accident
Collision coverage: Covers expenses for vehicle damage and / or total loss
Comprehensive vehicle coverage: Insurance protection for damages due to an act of God, natural disaster, theft or fire
Personal injury protection: Coverage of the medical expenses for you and your passenger
Uninsured/ Underinsured Motorist Protection: Insurance to protect you against loss when the other party is not insured
We Have a Plan for You
Optimal auto insurance involves safeguarding yourself, your passengers and your vehicle against any and all potential risks and liability, while ensuring that premiums reflect your needs and are balanced according to your budget. Discuss your concerns with W T Schrader Insurance Agency Inc. insurance experts to achieve financial protection before you are faced with significant property loss or medical expenses due damages to your vehicle. We offer guidance for clarifying overlapping coverage options and create all-inclusive auto insurance plans that are precisely tailored to drivers in Warren.
Don’t wait until it is too late. You may be an extremely careful driver, but that is often only one part of an accident equation. All it takes is one bad driver for you to have a bad day. Talk to a W T Schrader Insurance Agency Inc. representative so that when an accident happens, you are ready.

Business Owners Insurance

Choosing the right commercial insurance for your business in Niles requires time and effort that many business owners cannot spare. Experienced W T Schrader Insurance Agency Inc. insurance specialists customize insurance options to precisely fit your business needs while sourcing the best rates from a network of carriers.
For financial protection and peace of mind, W T Schrader Insurance Agency Inc. offers a variety of commercial coverage options that include:
Standard commercial auto insurance
covers bodily injury and property damage liability as well as personal injury, medical costs and lost wages in the event of a vehicular accident. Discuss the options that are right for your business with an experienced W T Schrader Insurance Agency Inc. specialist.
Commercial property insurance
covers your business and personal property against the risk of damage from fire, natural disaster, vandalism and theft. W T Schrader Insurance Agency Inc. offers tailored policies with expanded coverage that often reimburse on a replacement cost basis in the event of loss.
General liability insurance
is essential, whether you are a small business owner, contractor, landlord or service professional. W T Schrader Insurance Agency Inc. designs your insurance packages according to your business requirements and helps you identify key factors to reduce risk.
Commercial umbrella insurance
adds an extra layer of commercial liability protection for your business. If your business has numerable assets, consider the extra coverage that goes beyond general liability insurance to ensure extended protection in the event of major claim or lawsuit.
Professional liability insurance
is important for manufacturers and service oriented businesses in Niles to protect assets against claims concerning “errors and omissions” that have possibly caused injury, loss or damage to another party.
No one ever wants to have to be in a situation where they require insurance but you never know what will happen when. To gamble that you will not need insurance is never a bet you should take.
Every business requires some form of insurance protection. Contact a W T Schrader Insurance Agency Inc. expert today to learn more.

Warren Mobile Home Insurance

Home is where the heart is. This means that a home can be almost anywhere where you can take care of the ones you love. The insurance experts at W T Schrader Insurance Agency Inc. are here to make sure that you get the right plan to protect the place that holds your heart.
Although mobile homes are different than conventional homes, they still require the same amount of insurance protection. W T Schrader Insurance Agency Inc. agents can assist you with finding the coverage that is most appropriate for your mobile or manufactured home in Warren.
Coverage Options for Mobile Home owners
Whether you live in a mobile or manufactured dwelling, your home is your most precious asset and requires the best level of insurance protection available. Mobile home insurance varies from standard home insurance due to the method of manufacturing and depreciation values over time. The range of risk factors for these types of dwellings can affect insurance premium rates. It is important for Warren owners of mobile and modular homes to stay informed on the different types of coverage requirements and receive quotes that are customized to their particular needs.
W T Schrader Insurance Agency Inc. offers coverage for your mobile home based on these options:
Personal and Property Protection
Protect your mobile home against fire, lightning, accidents and any natural disaster. Ask a W T Schrader Insurance Agency Inc. expert about basic protection that includes additions such as porches, carports and other detached structures, in addition to coverage options for personal property.

Liability Coverage
Protect your financial assets in the event that someone is injured or makes a legal claim against your property.

Specialized Plans for Mobile Homes
W T Schrader Insurance Agency Inc. also designs mobile home protection plans that protect against depreciation and replacement costs. Discuss your specific coverage needs and learn more about the affordable payment options to protect your mobile home in Warren.
Free Insurance Quotes
Consult with a W T Schrader Insurance Agency Inc. agent today to learn more about the many affordable mobile homeowner insurance policies available to you. We look forward to serving you!

Warren Boat and Motorcycle Insurance

Protect Your Water Adventures
Few things are as perfect as spending a day out on the water. The breeze, the splashing water, the thrill of doing something different, these are the reasons people boat as an activity. But whether you are on a boat for leisure or as a professional, there is still something important to consider.
When you are enjoying your boat on the water, the last thing you want to think about is financial loss. W T Schrader Insurance Agency Inc. boat insurance offers the freedom and peace of mind you need to enjoy your boating adventures to the fullest.
Property and liability coverage for your watercraft
An insurance policy for boat enthusiasts can cover damages to the motor trailer and your personal property, in addition to medical expenses. Customize your options for complete protection that includes both risk and liability coverage. W T Schrader Insurance Agency Inc. experts find the best rates and are able to provide practical information regarding Warren boating insurance requirements in your area.
Extra Coverage for Your Boat
Boat insurance policies can be specifically tailored to cover the cost of extensive repairs to damages and financial protection for expenses incurred as a result of required emergency services. Contact a W T Schrader Insurance Agency Inc. agent to learn more about the different types of watercraft that we insure.
Warren Motorcycle Insurance
It is a fact that motorcycles do not offer the same form of protection as cars and that leads to needing better coverage. Enjoy the ride and the freedom of knowing you are protected with W T Schrader Insurance Agency Inc. insurance for your motorcycle. We offer complete coverage and tailored motorcycle insurance in Warren.
Full replacement cost coverage - Sign up for comprehensive coverage of your motorcycle that replaces the full cost of damaged parts and not the depreciated value only.
Total loss coverage - Perfect for your new purchase, W T Schrader Insurance Agency Inc. experts offer complete coverage options that protect you financially if your motorcycle is totaled within the policy time frame.
W T Schrader Insurance Agency Inc. offers affordable coverage for a variety of motorcycles and two or three wheeled vehicles including:
  • Factory built motorcycles
  • Custom motorcycles
  • Motor scooters
  • Mini bikes
  • Trail bikes
Contact a W T Schrader Insurance Agency Inc. insurance specialist in Warren to find out more.
Here at W. T. Schrader Insurance Agency Inc. we understand the thought of breaking the bank behind an insurance policy. We are here to assist and reassure the security and well being of you, your family, and your assets. We are confident in our ability to provide the insurance coverage of your dreams!.